FINANCIALLY FOCUSED

March 2024 Newsletter

OPTIMUM INSIGHTS for March 2024

My how the time flies! March is here and Spring is right around the corner!

As we do at this time each year we want to share these time sensitive “tax” items with You:

“Tax season” is in full swing and its related deadlines will come up quickly. A reminder that if You are planning on any retirement account funding for Tax Year 2023 such as IRA’s, ROTH IRA’s, SEP IRA’s please make sure to get that done before the Tax Filing deadlines. We always recommend not to wait until the last day as that increases the possibility of missing the funding cut-off date.

Additionally for anyone that has Individual Medical Insurance thru the Affordable Care Act Marketplace and You are getting any type of Tax Credit, if you have any changes such as a Change of Taxable Income we recommend that You update your information with us as soon as you can.

As always if you have any questions feel free to reach out to us at any time as we are always happy to help.

Thank you!

Duane, Donna, Jessica, Cameron

What to Know When You Turn 65

Certain birthdays are particularly momentous. When you turn 16, you can drive and when you turn 21, you can go out for drinks with friends. But 65 is perhaps your most momentous birthday of all.

An AARP article 5 Things You Need to Know About Finances When Turning 65, provides some very helpful information.

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Ireland is the only nation in the world with a musical instrument as its national symbol

You may associate the shamrock with Ireland, but it actually has two national symbols – the harp and the shamrock. The Guinness logo is one prominent example!₁

Key Retirement and Tax Number for 2024

Every year, the Internal Revenue Service announces cost-of-living adjustments that affect contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts. Here are a few of the key adjustments for 2024.

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Jumbo Breakfast Cookies

Jumbo breakfast cookies are perfect for grabbing on the way out the door. Feel free to substitute chocolate chips or dried cranberries for the raisins or any combination of the three for a little different twist.

Get Cooking!

1 https://worldstrides.com/blog/2019/05/7-things-you-didnt-know-about-ireland/

Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law.

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