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FINANCIALLY FOCUSED

September 2024 Newsletter

Here's How to Retire Early

For those who want to retire well before the typical age of roughly 65, the Financial Independence, Retire Early — or FIRE — technique is gaining popularity. A Kiplinger article, How to Retire Early in Six Steps, nicely articulates how the FIRE technique can help you reach your goal of retiring when you want to.

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Leaf Shapes: Nature’s Endless Creativity

 

Have you ever marveled at the breathtaking variety of leaf shapes? From the delicate lacework of fern fronds to the broad, sturdy blades of banana leaves, nature showcases an impressive range of leaf designs. Each shape is adapted to fulfill specific functions, such as maximizing sunlight absorption or minimizing water loss.1

Your Retirement Magic Number

 

Every retiree needs a magic number, which is simply the amount of money you need saved to see you through retirement.


A Kiplinger article, The Magic Number Needed to Retire Comfortably is More Than You Think, has some excellent insight.

 

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Pear, Walnut & White Cheddar Puff Pastry Tart

 

Gorgeous pear puff pastry tart with spicy cheddar cheese, toasted walnuts, and a drizzle of honey. This delicious, easy pear tart recipe makes the perfect appetizer for impressing friends & family and takes just 15 minutes to prepare! Serve warm or at room temp and watch guests devour.

 

Dive In!

 

1 https://facts.net/leaf-facts/#:~:text=Leaf%20Shapes%3A%20Nature's%20Endless%20Creativity,-Have%20you%20ever&text=From%20the%20delicate%20lacework%20of,absorption%20or%20minimizing%20water%20loss.

 

Jeffrey Bird and Ronald Bird offer Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal or accounting advice. Financial Concepts, Inc is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services are offered through Jeffrey Bird and Ronald Bird, independent agents.

This communication may contain information that is proprietary, privileged, or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, retain, copy, or disseminate this memo or any part of it. If you have received this memo in error, please notify the sender immediately by Email or fax, and destroy all copies of this communication. Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT Act, and similar laws, any communication in this e-mail is subject to regulatory, supervisory, and law enforcement review.

Financial Concepts, Inc, Jeffrey Bird and Ronald Bird and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.

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