FINANCIALLY FOCUSED

December 2024 Newsletter

You Don't Need to Fear Retirement

If the purpose of a headline is to grab your attention, a USA Today article, "What do working Americans fear more than death? Retirement," certainly does the trick!

Plenty of retirement fear to go around
The article cites a June 2024 survey conducted by LiveCareer that found that 61% of working Americans are more fearful of retirement than they are of dying.

Read More

How Old is the Christmas Holiday?

On June 24, 1870, President Ulysses S. Grant signed a proclamation declaring December 25 a national holiday. Making it 154 years old in the United States!₁

Should You Unretire?

A perhaps surprising number of retirees end up going back to work, and it’s sometimes for reasons that has nothing to do with money. A U.S. News and World Report article, "8 Benefits of Unretiring," provides some useful prospective.

Read More

Cheesy Ham Chowder

Get Cooking!

1 https://www.today.com/life/holidays/Christmas-trivia-rcna47462

The individual sending this communication offers securities and investment advisory services through Gradient Securities, LLC (Arden Hills, MN 866-991-1539). Member FINRA/SIPC. Gradient Securities, LLC (a SEC Registered Investment Advisor) offers investment advisory services under the d.b.a. of Gradient Wealth Management. Gradient Securities, LLC and its advisors do not render tax, legal, or accounting advice. Insurance products and services are offered through Tennyson Insurance Solutions. Tennyson Wealth Management and Tennyson Insurance Solutions are not affiliated with Gradient Securities, LLC. Gradient Securities, LLC, Tennyson Wealth Management and Tennyson Insurance Solutions are not affiliated with or endorsed by the Social Security Administration or any government agency. This Email is being sent by or on behalf of a dually Registered Representative and Investment Advisor Representative. It is intended exclusively for the individual or entity to which it is addressed. This communication may contain information that is proprietary, privileged, or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, print, retain, copy, or disseminate this Email or any part of it. If you have received this Email in error, please notify the sender immediately by Email or fax, and destroy all copies of this communication. The presence of this email shall in no way be construed or interpreted as a solicitation to sell any products or services to any residents of any state other than where legally permitted. Please be advised that you may conduct securities transactions only by speaking directly with your Registered Representative and/or Investment Advisor Representative. To help protect your privacy, we strongly recommend that you avoid sending sensitive information, such as account numbers and social security numbers, via email. Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT Act, and similar laws, any communication in this email is subject to regulatory, supervisory, and law enforcement review.