FINANCIALLY FOCUSED
December 2024 Newsletter
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You Don't Need to Fear Retirement
If the purpose of a headline is to grab your attention, a USA Today article, "What do working Americans fear more than death? Retirement," certainly does the trick!
Plenty of retirement fear to go around
The article cites a June 2024 survey conducted by LiveCareer that found that 61% of working Americans are more fearful of retirement than they are of dying.
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How Old is the Christmas Holiday?
On June 24, 1870, President Ulysses S. Grant signed a proclamation declaring December 25 a national holiday. Making it 154 years old in the United States!1
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Should You Unretire?
A perhaps surprising number of retirees end up going back to work, and it’s sometimes for reasons that has nothing to do with money. A U.S. News and World Report article, "8 Benefits of Unretiring," provides some useful prospective.
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Cheesy Ham Chowder
This ham chowder recipe is chock-full of ham, bacon, potatoes and cheese—all ingredients we love on their own, but even more so together. A warm bowl will warm you up from the inside, out!
Get Cooking!
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1 https://www.today.com/life/holidays/Christmas-trivia-rcna47462
Jeffrey Bird and Ronald Bird offer Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal or accounting advice. Financial Concepts, Inc is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services are offered through Jeffrey Bird and Ronald Bird, independent agents.
This communication may contain information that is proprietary, privileged, or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, retain, copy, or disseminate this memo or any part of it. If you have received this memo in error, please notify the sender immediately by Email or fax, and destroy all copies of this communication. Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT Act, and similar laws, any communication in this e-mail is subject to regulatory, supervisory, and law enforcement review.
Financial Concepts, Inc, Jeffrey Bird and Ronald Bird and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.
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