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FINANCIALLY FOCUSED

January 2025 Newsletter

Medicare in 2025

 

Many Americans will be paying a little more for Medicare in 2025. A USA Today article, 2025 Medicare Part B premium increase outpaces both Social Security COLA and inflation, has some excellent details.

 

What it means Part B

According to the Centers for Medicare and Medicaid Services, or CMS, Americans who utilize Medicare Part B will pay more again in 2025.

 

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Giraffes Only Sleep for Five Minutes at a Time!

 

Giraffes in the wild only sleep for around five minutes at a time. Because of the dangers they face in the wild, not only do they sleep while standing, but they also sleep intermittently so that they're prepared to run at any given moment.1

2025 Will See a COLA Bump

 

There was good news and bad news when the Social Security Administration announced its latest cost-of-living adjustment in October of 2024.

 

A CNBC article, Social Security Administration announces 2.5% cost-of-living adjustment for 2025, lowest increase since 2021, has some timely details.

 

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Baked Oatmeal Breakfast Bars

 

Perfect on-the-go oatmeal bars without the artificial ingredients found in commercial bars. This recipe provides a base for chewy oatmeal bars, but you can add flavor and texture by incorporating dried fruits, chocolate chips, or chopped nuts to suit your own tastes. Packed with oats, these are perfect for a grab-and-go breakfast, snack, or lunch box addition.

 

Get Baking!
 

1 https://www.buzzfeed.com/dannicaramirez/weird-facts

 

Jeffrey Bird and Ronald Bird offer Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal or accounting advice. Financial Concepts, Inc is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services are offered through Jeffrey Bird and Ronald Bird, independent agents.

This communication may contain information that is proprietary, privileged, or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, retain, copy, or disseminate this memo or any part of it. If you have received this memo in error, please notify the sender immediately by Email or fax, and destroy all copies of this communication. Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT Act, and similar laws, any communication in this e-mail is subject to regulatory, supervisory, and law enforcement review.

Financial Concepts, Inc, Jeffrey Bird and Ronald Bird and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.

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