FINANCIALLY FOCUSED

March 2025 Newsletter

Five common beneficiary designation mistakes to avoid

There are several beneficiary designation mistakes just waiting to trip you up. A Kiplinger article, Beneficiary Designations: 5 Critical Mistakes to Avoid offers some very useful information.

Read More

There’s Actually No Green Pigment in Green Eyes

They are an unusual blend of light brown and yellow pigments with some Rayleigh scattering - which is the dispersion of light as it bounces off of air molecules. So, in a way, when we see green eyes, it’s an optical illusion. If you know anyone with green eyes, you can let them know it’s also one of the rarest eye colors in the world.1

Building a wealth plan

A complete and personalized picture of your current and future finances using several planning concepts that consider risk and the potential length of your retirement, is often one of the best financial moves you can make.

Read More

Lemon Tart

Get Cooking!

1 https://thelittlebookofcolour.com/5-fun-facts-about-the-colour-green/

Jeffrey Bird and Ronald Bird offer Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal or accounting advice. Financial Concepts, Inc is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services are offered through Jeffrey Bird and Ronald Bird, independent agents.

This communication may contain information that is proprietary, privileged, or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, retain, copy, or disseminate this memo or any part of it. If you have received this memo in error, please notify the sender immediately by Email or fax, and destroy all copies of this communication. Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT Act, and similar laws, any communication in this e-mail is subject to regulatory, supervisory, and law enforcement review.

Financial Concepts, Inc, Jeffrey Bird and Ronald Bird and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.