FINANCIALLY FOCUSED

February 2025 Newsletter

Tax “season” is upon us, and as we do at this time each year, we want to share these time sensitive items in regards to Taxes with You:

Tax related deadlines come up quickly. A reminder that if You are planning on any retirement account funding for Tax Year 2024 such as IRA’s, ROTH IRA’s, SEP IRA’s please make sure to get that done before the Tax Filing deadlines. We always recommend not to wait until the last day as that increases the possibility of missing the funding cut-off date.

Additionally, for anyone that has Individual Medical Insurance thru the Affordable Care Act Marketplace and You are getting any type of Tax Credit, if you have any changes such as a Change of Taxable Income we recommend that You update your information with us as soon as you can.

As always, if you have any questions, feel free to reach out to us at any time as we are always happy to help.

Thank you!

Duane, Donna, Jessica, Cameron

A broader look at Social Security

Many people, particularly those fairly close to retirement, have a basic understanding of what Social Security is. However, there are number of services the program provides that are less known. An AARP article, 8 Things You Didn’t Know Social Security Could Do for You has some excellent information.

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The Eiffel Tower can be 15 cm taller during the summer

This is due to thermal expansion, meaning that as the iron heats up, the particles gain kinetic energy and take up more space. This effect is most dramatic in gases but occurs in liquids and solids too. For this reason, large structures such as bridges are built with expansion joints which allow them some leeway to expand and contract without causing any damage.1

Don’t overlook these when planning for retirement

When preparing for retirement, there’s a long list of tasks, some of which can be accidentally overlooked. A Kiplinger article, Five Overlooked Factors When Planning for Retirement, highlights some of the things you shouldn’t forget.

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Sloppy Joe Orzo

Get Cooking!

1 https://www.howitworksdaily.com/15-amazing-science-facts-that-will-blow-your-mind/

Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law.

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