FINANCIALLY FOCUSED
April 2025 Newsletter
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Building a nimble strategy
No matter how squared away you think your financial strategy is, it’s probably not a bad idea to have backup you can pivot to if circumstances require it.
A Kiplinger article, You Need a Retirement Contingency Plan: Five Steps to Get It Done has some excellent insights about how you may be able to prepare your assets for future economic uncertainty and personal change.
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Bananas are Radioactive
Bananas contain the natural isotope potassium-40, making them slightly radioactive. The human body contains roughly 16 mg of potassium-40 making you 280 times more radioactive than a banana. Not to worry, any excess potassium leaves your system within a few hours!1
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Yes, you need an estate plan
Whether you’re a millionaire or the sum of your assets is decidedly non-millionaire-like, the fact is you likely need an estate plan — because almost everyone needs an estate plan! A Kiplinger article, Ten Common Estate Planning Mistakes has some excellent insights.
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Apple-Maple Glazed Ham
This delicious Ham recipe is the perfect refresh for your Easter Ham! With flavors of apple, maple, and more this recipe will not disappoint.
Get Cooking!
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1 https://www.sciencefocus.com/science/fun-facts
Jeffrey Bird and Ronald Bird offer Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal or accounting advice. Financial Concepts, Inc is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services are offered through Jeffrey Bird and Ronald Bird, independent agents.
This communication may contain information that is proprietary, privileged, or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, retain, copy, or disseminate this memo or any part of it. If you have received this memo in error, please notify the sender immediately by Email or fax, and destroy all copies of this communication. Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT Act, and similar laws, any communication in this e-mail is subject to regulatory, supervisory, and law enforcement review.
Financial Concepts, Inc, Jeffrey Bird and Ronald Bird and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.
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