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FINANCIALLY FOCUSED

May 2025 Newsletter

Securing your retirement income

As you look ahead to retirement, there are opportunities to secure income beyond Social Security.

An Investopedia article, 4 Sources of Income for Your Retirement has some excellent information.

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No such thing as blue tulips

Tulips are widely known for their vibrancy and range of colors. Blue is considered a very rare color in flowers and “blue” tulips appear as more of a lilac color. Different color tulips are associated with different meanings. Red symbolizes love, yellow symbolizes joy or happiness, and white tulips signify peace and forgiveness.₁

Retirement planning isn’t just for the wealthy

Investing and saving for retirement isn’t just for the wealthy. A U.S. News and World Report article, How to Start Investing and Saving for Retirement With Little Money is packed with good info.

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Spaghetti Carbonara

The magic of this traditional carbonara recipe comes from the balance of textures—crisp pancetta, silky eggs and creamy cheese—all combined to coat the pasta as an irresistibly smooth sauce.

Get Cooking!

¹ https://www.appleyardflowers.com/flowerdiaries/tulip-facts/

Jeffrey Bird and Ronald Bird offer Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal or accounting advice. Financial Concepts, Inc is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services are offered through Jeffrey Bird and Ronald Bird, independent agents.

This communication may contain information that is proprietary, privileged, or confidential, or otherwise legally exempt from disclosure. If you are not the named addressee, you are not authorized to read, retain, copy, or disseminate this memo or any part of it. If you have received this memo in error, please notify the sender immediately by Email or fax, and destroy all copies of this communication. Please be further advised that, pursuant to the Bank Secrecy Act, the USA PATRIOT Act, and similar laws, any communication in this e-mail is subject to regulatory, supervisory, and law enforcement review.

Financial Concepts, Inc, Jeffrey Bird and Ronald Bird and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.

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