FINANCIALLY FOCUSED
October 2024 Newsletter
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It’s that Season(s) of the year..…annual open enrollments……and of course the start of the Holiday Season. We hope everyone has a spooky good Halloween!
As we alluded to above, these Months are also the “Season for Open Enrollments” specifically for a lot of benefit and Health care related items. What this means is You have a specific time frame to add or make changes to Your Benefits and coverages. Here is a short list of dates to pay attention too:
- Medicare and for people over age 65: October 15 thru December 7, 2024 https://www.cms.gov/Outreach-and-Education/Reach-Out/Find-tools-to-help-you-help-others/Medicare-Open-Enrollment
- Individual Medical (2 dates):
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- November 1, 2024 thru December 15, 2024 for January 1, 2025 start date.
- December 16, 2024 to January 15, 2025 for a February 1, 2025 start date.
- Employer/Employee Benefits: These dates can vary, but a large majority of business’s use this time of the year to make choices, changes or updates for Benefits that are offered for the upcoming Year. It is always a good idea to review Your choices and make any updates that are needed.
With any of these Open Enrollments we are here to help, please do not hesitate to reach out with any questions or concerns.
Thank you!
Duane, Donna, Jessica, Cameron
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October is a Big Month for Space Exploration
October has witnessed several landmark events in space exploration. For instance, the launch of Sputnik, the first artificial satellite, took place on October 4, 1957. Also, the famous Apollo 7 mission was launched on October 11, 1968.1
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Pumpkin Bread
This easy pumpkin bread recipe has a soft, moist crumb with a wonderful pumpkin flavor. It’s quick to pull together with ingredients from your pantry, and it makes two loaves, which is perfect for sharing.
Get Baking!
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1 https://www.awpnow.com/main/2023/10/06/october-facts/
Advisory services are offered by Optimum Wealth LLC a Registered Investment Advisor in the State of New Hampshire. Insurance products and services are offered through Optimum Financial LLC dba Optimum Benefits, an affiliated company. Optimum Wealth LLC and Optimum Financial LLC are not affiliated with or endorsed by the Social Security Administration or any government agency, and are not engaged in the practice of law.
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